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About Us and Home Loans

Home Loans Newcastle

Mortgage Exchange is part of the National Mortgages Group, and we are committed to providing peace of mind to our clients.

We do not charge you, our client, for any of the services we provide.  We are remunerated by the lenders on our panel for each loan we write, and the commissions vary from lender to lender. The decision as to which products Mortgage Exchange will recommend to you after analysing your needs and current situation will never be influenced by the rate of commission which we receive. Instead, recommendations are always based on your needs alone.

We will always explain to you and outline the reasons why we believe certain products would be more suitable to you than others. Further to this, we will provide you with a list of commissions which we receive from various lenders, thereby providing complete transparency.

For most people, taking out a home loan will be the greatest financial commitment they will ever undertake. We acknowledge the significance of this. Although mortgage brokers cannot give financial, legal, or tax advice, we will always provide you with resources for further advice if we feel that your current situation would benefit from this. In short, we will look after you and your interests to the best of our ability, over and above the duty of care which you would normally expect.

We aim to empower our customers by educating them and guiding them through the loan maze.

All mortgage brokers working with Mortgage Exchange are members of the Mortgage and Finance Association of Australia (MFAA formerly MIAA) and hold current Professional Indemnity Insurance policies.  They are also members of the Credit Ombudsman Service Limited (COSL).  COSL is the external dispute resolution (EDR) scheme for the non bank financial services industry, approved by the Australian Securities and Investments Commission (ASIC).

Feel free to call us on 1800 775 555, or if you have a question or comment you may leave your name and phone number on our email and one of our friendly staff will contact you promptly.

We are located at:

14 Cromwell Street, New Lambton  NSW  2305  Australia

To assist you in locating us CLICK HERE for instructions.

Tel: +61 (02)  4952 9910 or 1800 775555
Fax: +61 (02) 4952 9925

Email: Mortgage Exchange email contact

 

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